It'll get changed. Right now could force out the bottom guys all together (would totally change Xo's standing) - while I absolutely agree it needs changed (and I'd benefit significantly if it was right now) - I don't feel it's fair all things considered. Just because we can't foresee it means we should change it last second. I could be booted from the playoffs with a loss... I'm still against doing it before this season is over.
Yea, it is not fair now, even though I am pretty sure it would not affect me at all.
Just have a vote immediately after the season, or right before/after the draft.